Following a long recovery, the US housing and housing finance markets are facing a more complex environment where home affordability has been decreasing across broad segments. The contributing factors are home price appreciation, rising interest rates, tax reform,demographic trends and subdued new construction, especially on the lower end.
Mortgage refinancing has slumped, and more and more markets are seeing weaker home prices and lower construction volumes for the first time in years. Contrary to what demographics would suggest with continued strong demand from first time buyers, the affordability challenges will need to be overcome. Furthermore, possible changes to housing policy, lenders’ evolving risk appetites, and the possible disruptive effect of new technology are also making the environment less predictable.
Join the conversation on April 16th at Moody’s US Housing and Housing Finance Conference 2019 to engage with policy experts, senior industry leaders, and Moody’s analysts to better assess the uncertain future.
The following industry leaders have been confirmed as speakers:
» Christopher J. Abate, Chief Executive Officer, Redwood Trust
» Douglas G. Duncan, Chief Economist, Fannie Mae
» Chrystal Kornegay, Executive Director, Massachusetts Housing Finance Agency
» Sheryl Palmer, Chairman and Chief Executive Officer, Taylor Morrison Home Corporation
» Bob Ryan, Special Advisor to the Director, Federal Housing Finance Authority
» John Sim, Managing Director, JPMorgan
» David P. Singelyn, Chief Executive Officer, American Homes 4 Rent
» David Stevens, Former CEO of the Mortgage Bankers Association and Former US Assistant Secretary of Housing and FHA Commissioner
» Stockton Williams, Executive Director, National Council for State Housing Agencies
» Mark Zandi, Chief Economist, Moody's Analytics
» Ivy Zelman, Chief Executive Office, Zelman & Associates
Registration to attend is required.
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