Following a long recovery, the US housing and housing finance markets are facing a more complex environment where home affordability has been decreasing across broad segments. The contributing factors are home price appreciation, rising interest rates, tax reform, demographic trends and subdued new construction, especially on the lower end.
Mortgage refinancing has slumped, and more and more markets are seeing weaker home prices and lower construction volumes for the first time in years. Contrary to what demographics would suggest with continued strong demand from first time buyers, the affordability challenges will need to be overcome. Furthermore, possible changes to housing policy, lenders’ evolving risk appetites, and the possible disruptive effect of new technology are also making the environment less predictable.
Join the conversation on April 16th at Moody’s US Housing and Housing Finance Conference 2019 to engage with policy experts, senior industry leaders, and Moody’s analysts to better assess the uncertain future.
The following industry leaders have been confirmed as speakers:
» Christopher J. Abate, Chief Executive Officer, Redwood Trust
» Michael Bright, President and CEO, Structured Finance Industry Group
» Douglas G. Duncan, Chief Economist, Fannie Mae
» Matthew Jozoff, Managing Director, Head of Securitized Products Research and Rates Research, J.P. Morgan
» Chrystal Kornegay, Executive Director, Massachusetts Housing Finance Agency
» Sheryl Palmer, Chairman and Chief Executive Officer, Taylor Morrison Home Corporation
» David P. Singelyn, Chief Executive Officer, American Homes 4 Rent
» David Stevens, Former CEO of the Mortgage Bankers Association and Former US Assistant Secretary of Housing and FHA Commissioner
» Stockton Williams, Executive Director, National Council for State Housing Agencies
» Mark Zandi, Chief Economist, Moody's Analytics
» Ivy Zelman, Chief Executive Office, Zelman & Associates
Registration to attend is required.
As Chief Executive Officer of Zelman & Associates, Ivy Zelman, holds roughly 28 years of experience covering housing and housing-related industries. Founded in October 2007, Zelman & Associates provides analyses across all aspects of the housing spectrum. Ivy’s concept for the firm remains strongly rooted in the ability to perform thematic research overlaid with proprietary surveys to produce unparalleled differentiated value-added research.Read Full Bio
Michael R. Bright joined SFIG in January 2019 as President and CEO, where is oversees the vision, strategy, convening, and advocacy work of SFIG and its thousands of members in the securitization industry.Read Full Bio
Douglas G. Duncan is Fannie Mae's senior vice president and chief economist. He is responsible for providing all forecasts and analyses on the economy, housing, and mortgage markets for Fannie Mae. Duncan also oversees corporate strategy and is responsible for strategic research regarding external factors and their potential impact on the company and the housing industry. He serves as the Chair of the Fannie Mae Corporate House Price Forecast Committee.Read Full Bio
Matt Jozoff is a Managing Director, responsible for securitized products and rates research at J.P.Morgan, where he has worked since 2006. Prior to J.P.Morgan, he spent 9 years at Goldman Sachs running mortgage strategies. He began his career at Lehman Brothers. He received a B.A. degree in physics from Princeton University, and an M.B.A. in finance from the Wharton School.Read Full Bio
Chrystal Kornegay’s passion for creating projects and programs that result in stronger communities for modest-income working families is evidenced throughout her 20+ years’ experience in community development. Chrystal Kornegay currently serves as the Executive Director of MassHousing. Before joining MassHousing in February 2018, Ms. Kornegay served as the Baker-Polito Administration’s Undersecretary for Housing and Community Development. Prior to that, Chrystal was Urban Edge’s President and Chief Executive Officer and an active member of MACDC. Ms. Kornegay brings to state government a deep understanding of affordable housing finance and the nuances of resident-led community development.Read Full Bio
Sheryl Palmer is the chairman and chief executive officer of Taylor Morrison Home Corporation, a leading national homebuilder and developer based in Scottsdale, Arizona. Since 2007, Ms. Palmer has overseen a highly experienced leadership team in several key national homebuilding markets. With more than 30 years of cross-functional building experience, including leadership in land acquisition, sales and marketing, development and operations management, Ms. Palmer has led Taylor Morrison into the top ranks of America’s largest public homebuilders, following the company’s IPO in 2013.Read Full Bio
David Singelyn is Chief Executive Officer and a trustee of American Homes 4 Rent (NYSE: AMH). For more than 25 years, David has held senior positions in private and publicly-traded real estate companies.Read Full Bio
Stockton Williams was appointed Executive Director of the National Council of State Housing Agencies in March 2018. NCSHA’s state housing finance agency members have delivered roughly $500 billion in financing to make possible the purchase, development, and rehabilitation of more than 7 million affordable homes for low- and middle-income households. Stockton leads NCSHA’s wide-ranging efforts to communicate and strengthen the central role of state HFAs in the nation’s housing system.Read Full Bio
Mark M. Zandi is chief economist of Moody’s Analytics, where he directs economic research. Moody’s Analytics, a subsidiary of Moody’s Corp., is a leading provider of economic research, data and analytical tools. Dr. Zandi is a cofounder of the company Economy.com, which Moody’s purchased in 2005.Read Full Bio
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