Isma graduated from University of Illinois with BSc Degree in Actuarial Science and Finance. She joined the Company in 2006 and has performed a wide range of work for life insurers and reinsurers, as well as family Takaful Operators.
She has been involved in appraisal valuations, financial condition reporting, statutory valuation and experience analysis for several clients. She also has experience in product design and profit test, which includes amongst others, industry-wide products such as the Critical Illness Scheme, Bijak Malaysia and Teras Malaysia Extra.
Outside the traditional actuarial work, she has also worked on brand valuation, Takaful and Retakaful feasibility studies and financial projections for local and international clients.
She started to focus on actuarial software modeling work in 2010 and became the Mo.net software team leader in 2011. Since then, she has helped developed actuarial models for Life Insurance, Takaful and Asset & Liability Modelling using Mo.net.
She has also been involved in an MFRS17 project, specifically implementation of AXIS actuarial software and RiskIntegrity sub-ledger system for a reinsurer.